What is a pension?

A pension is nothing other than future income. In The Netherlands, pensions are made up of three pillars:

1. a basic state pension known as the AOW (pillar 1);
2. a pension that you accrue through your workplace (pillar 2);
3. anything you save, inherit, invest, etc. in a private capacity (pillar 3)

The pension you accrue through your workplace is the second pillar. This is the subject of the information provided here.

Greater insight into your own pension scheme helps you make good decisions and take the right action. We provide this insight through the information on this website. You can also consult the English-language brochure for more information.

Neither this website nor the brochure contain any personalised information about your pension. You can find this at www.mijnpensioenoverzicht.nl and in the Uniform Pension Overview (UPO) that you receive from us every year.

Would you like to know more?

Please visit Wat bouwt u op?