New pension rules
Following the enactment of a new pension law in 2023, there are big changes coming to pensions in the Netherlands. In very simple terms, all current average and final salary defined benefit pensions plans that exist in the Netherlands are closing and being replaced by defined contribution plans before 2028. The current expectation is that your new pension scheme at Provisum will be in place by 1 January 2026.
The employers and works councils (together the Social Partners) have held extensive discussions about the new pension scheme. The agreements have been documented in the Transition Plan (Dutch). We have made a summary of the Transition Plan in English: summary Transition Plan.
On March 25th 2025 a webinar was held about the new pension scheme of Provisum. You can find the webinar with English subtitles below (please turn off the subtitles in Youtube at settings).
There is also a Q&A translated in English with question that were asked before and after the webinar.
Click here for information why there are new rules
Click here for more information (in Dutch)
Below are some translated Newsletters that were sent in Dutch about the new pension scheme: