About our pension fund

How our fund is organised

Provisum is a company pension fund and administers the pension schemes for C&A Nederland C.V. and some related companies, for example COFRA Amsterdam, Anthos Fund & Asset Management, Redevco, Laudes and Porticus. Within Provisum there is a pension office which is made up of pension experts who know the pension scheme from A to Z. There is some more information below.

Board of trustees: Provisum has its own board of trustees (in Dutch). The board is accountable for monitoring the pension fund. The board of trustees is responsible for policy and is supported in this by various board committees (in Dutch).

Accountability Body: the Accountability Body (in Dutch) is made up of employer, employee and pensioner representatives. The Accountability Body has a number of roles, including:

1. assessing the pension fund's actions
2. advising the board of trustees on various matters, participating in decision-making
3. issuing an annual assessment on the board of trustees' actions which is based on the annual report, the annual accounts and other information. This assessment by the Accountability Body is published in the annual report accompanied by the board of trustees' response.

Supervisory Board: internal supervision is in the hands of a Supervisory Board (in Dutch). The Pensions Act requires every pension fund to arrange for internal supervision. The task of internal supervision is to assess critically the functioning of the pension fund's board. At Provisum, this supervision is undertaken by the supervisory board. It consists of three independent experts who are co-policymakers of the fund.

The tasks of internal supervision are:

1. supervise the policy of the board and the general affairs of the fund;
2. supervise adequate risk management and balanced weighing of interests by the board;
3. give counsel to the board

Currently the supervisory board consists of Haitse Hoos, Roland de Greef and Fridoline of Bingsbergen-Stierum.

To reduce integrity risks, Provisum has drawn up a code of conduct (Gedragscode in Dutch). This code consists of rules and guidelines for anyone involved with the pension fund.

The pension office

The pension office knows the pension scheme from A to Z. You can approach us directly with all your questions about your Provisum pension. Please call us on 020-6213 891 or email us at info@provisum.nl. Would you like additional information about your pension overview or value transfer? Please get in touch with us for this and any other questions.

What do we do at the pension office?

The pension office is Provisum's executive organisation. It is headed by director Joost van Engers. He also supports the board of trustees in matters of policy. He is a member of the Executive Board (in Dutch) of the pension fund alongside Natascha Endema (adjunct director).

The pension office main activities are to:

• administer pension claims;
• manage pension payments;
• communicate with individual participants and pensioners;
• manage the transfer of pension capital into or out of the pension fund from or to other pension funds.

These pages do not contain any personal information relating to your pension. That can be found at www.mijnpensioenoverzicht.nl (which provides a calculate to get an idea of the pension you could receive once you reach statutory pensionable age) and in the Uniform Pension Overview (UPO) that you receive from Provisum every year.

If you have questions which are not covered, please contact Provisum on 020 6213 891 or via email at info@provisum.nl. Don’t forget to include your full name and date of birth in the email. If you have a lengthy enquiry, you may also visit us. Please make an appointment beforehand.